PostHeaderIcon Which program is the best one to take care care of a large amount of unsecured debt?


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These 4 options seem to be my top chocies:
1. Consumer Credit Couseling
2. Debt Consolidation
3. Debt Settlement
4. Bankruptcy

Please list any others in your answer if you think they are a better option.

Thank you
Why are the pros and cons of each option?

2 Responses to “Which program is the best one to take care care of a large amount of unsecured debt?”

  • Jeered W says:

    You could dispute the negative credit lines yourself at no cost. I’ve posted a free credit repair guide you can read for info.

  • Jaclyn&Dave says:

    None of the above.
    Take control of your own life!

    -Stop spending money you don’t have
    -Cut up your credit cards
    -List debts smallest balance to largest, negotiate lower interest rates whenever possible [you may have to surf some balances]
    -Pay minimum on all debts, pay all your budget surplus to the smallest
    -Work up the list of debts until you are DEBT FREE!
    -Do whatever you like with your income for the rest of your life

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