PostHeaderIcon Are there any debt consolidation companies that dont freeze your credit cards?

8 Responses to “Are there any debt consolidation companies that dont freeze your credit cards?”

  • Wikipedia says:

    I think you’re asking for a bit much really.

  • just me says:

    dont believe so, how could you get out of debt if you continue to use credit cards???

  • spifiman1 says:

    Don’t think so. Even if there were? It would defeat the purpose if you were still out there charging stuff.

  • stopccdebt says:

    70% of people who consolidate their credit card debt through a loan end up in worse shape within just 2 years. In other words, you would likely end up owing just as much in credit card debt plus having to make a loan payment.

    Are you sure you want to hang onto the very things that got you in debt in the first place?

    By the way, if you enroll in a debt management plan through credit counseling, you can normally keep one card off of the consolidation plan for business or personal use.

  • Randysgirl says:

    This is not a good idea if you are planning on using the cards while you are trying to consolidate than you will never get them paid off, you should try looking for lower interest rate cards or cards that offer 0% for a limited time then just kee transfering everytime you get close to the end of the introdury period ending, if you would like help finding these cards please visit my profile and check out my blog there is several ways to go about finding them, Best of Luck

  • FinanceGuy says:

    There is a really cool new debt consolidation alternative that is available on a web site called is a peer-to-peer lending alternative that removes the big banks form the mix and places people who need money in contact with people who are willing to lend it. The way it works is that people who need money request it, and other people bid for the privilege of lending it to them. Prosper makes sure everything is safe, fair and easy.

    On my partner and I have established a group called Addventure Capital. We are two professionals with 20+ years experience in the financial services industry. It is our goal to help people like you by creating debt consolidation loans and helping you get your loan funded. We will personally endorse your loan request and consider investing in your loan ourselves. Follow our guidance and you’ll have the best chance of getting your loans funded. We have clear – mathematically proven – strategies to maximize your chances of getting the money you need.

    In order to take advantage of our services you need to follow the link below and join our group. Through analysis we have found that the most important factor in whether a loan gets funded on is a group leader endorsement. If you join our group and apply for a loan through via our group we will endorse your loan and help you get it funded.

    For more information follow the link to:

    Click on “Join Group” on the right side of the screen and everything else should be self-explanatory.

  • abel jarrod says:

    Bad credit debt consolidation loans are quite popular with those with poor credit history. If your loan application is rejected by a lender, bad credit debt consolidation loans are there to help. If you want to repair your credit history by repaying a loan, which has simple terms and low monthly installments, again bad credit debt consolidation loans are for you. They save you after rejection and help you regain your financial credibility, so that you can again enter the mainstream credit market.

    Bad credit debt consolidation loans are of two types:

    1. Secured bad credit debt consolidation loans:

    These types of bad credit debt consolidation loans are secured by a collateral usually some property or a guarantor. Since, the lenders find something to bank upon in case you default on payments, the interest rates on secured bad credit debt consolidation loans are cheaper, the lending amounts are higher and the repayment period can be long. Read more about it at:,Get_over_bad_credit_problems_with_bad_credit_debt_consolidation_loans

  • gabriel jones says:

    Bad credit is one of the worst problems to have… however there exists a solution.

    I will hereby talk from my personal experience.

    I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
    if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,

    a good place to start in my humble opinion is a straight to the point ebook with question and answer I found :

    if it helps kindly remember me in your voting!.. cheers!

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